API Infrastructure

Infrastructure for affiliate commerce across fintech platforms.

Integrate cashback, offers, and affiliate commerce into your platform using a single API with real-time tracking and monetisation.

One API. Every campaign. Full tracking.

Book Demo Try the Simulator View integration →

Integration typically completed in 2–3 days

Designed for high-volume fintech and banking platforms

How value flows

Merchant Networks500+ campaigns, every major network

MBO Rewards APINormalised · deduplicated · tracked server-side

Your Banking AppOffers rendered white-label in your UX

Customer PurchaseAttribution via opaque token — zero PII

Commission RevenueConfirmed conversions, monthly statements

The problem

Affiliate infrastructure is broken for in-app platforms.

Fragmented networks

Every network is a separate contract, a separate integration, and a separate reporting dashboard. Maintaining four networks means four engineering efforts.

Cookie-based tracking

Cookie-based tracking breaks inside apps and authenticated sessions. It cannot meet compliance requirements in banking and fintech environments.

No off-the-shelf path

Banks and fintechs have no pre-built route to affiliate revenue. Every attempt requires a custom build against multiple disparate APIs.

Attribution gaps

Open-web attribution tooling was built for browsers, not logged-in apps. It fails consistently in the environments where the highest-value users live.

Solution

A unified API layer for affiliate commerce.

MBO Rewards aggregates campaigns, manages tracking, and enables monetisation — without multiple integrations, separate contracts, or compliance risk.

Live tracking of clicks, conversions, GMV, and commission across campaigns.

Unified campaign catalog

Real-time tracking

Fully white-label

API Layer

Single REST endpoint for all campaigns and tracking

Campaign Engine

500+ campaigns normalised across every major network

Tracking Engine

Server-side attribution, zero cookies, zero PII

Dashboard

Real-time clicks, conversions, and commission reporting

How it works

From campaign fetch to confirmed commission in five documented API calls.

API

App

User

Purchase

Tracking

Commission

The result: most banks and fintech platforms simply don't integrate affiliate commerce — not because the opportunity isn't there, but because the infrastructure isn't.

See detailed integration →

Integration

REST API. JSON. Live in 2–3 days.

REST API

JSON responses

Webhooks

2–3 day integration

Book Demo

Live API Response Preview

GET /v1/campaigns
Authorization: Bearer sk_live_...
X-User-Token: opaque_user_id

200 OK
{
  "campaign": "Travel Offer",
  "cashback": "8%",
  "tracking_id": "txn_12345"
}

Fetch campaigns, track conversions, and manage commissions in real time

Use cases

Built for platforms with active users.

Engagement

Banking Apps

Embed rewards directly inside banking apps to increase engagement and generate affiliate revenue.

Monetisation

Fintech Platforms

Enable monetisation through affiliate commerce at the point of spend or interaction.

Revenue

Digital Platforms

Monetise your existing user base with relevant offers — no new product required.

See all use cases →

Revenue opportunity

What is your user base worth in affiliate revenue?

Three inputs. An instant estimate. Build the full executive business case in under two minutes.

Infrastructure for the embedded commerce layer of modern fintech platforms

Single API

Every network

2–3 days

Integration time

Zero PII

Stored by MBO

Zero upfront

Cost to go live

Why MBO Rewards

Not an affiliate network. The layer beneath it.

Single API vs multiple integrations

One integration replaces every affiliate network, contract, and dashboard.

Fast integration (2–3 days)

From sandbox credentials to production in under a week. Dedicated integration support included.

No PII storage

User identity is an opaque token you generate. MBO cannot reverse-map it.

Fully white-label

MBO is invisible to your users. Your brand, your UX, your product.

Built for regulated environments

Designed for banks and fintech platforms from day one — not retrofitted.

FAQ

Frequently asked questions

What is MBO Rewards?

MBO Rewards is an affiliate commerce infrastructure API that enables banks, fintech apps, and digital platforms to integrate cashback, offers, and monetisation through a single REST API. One integration replaces multiple affiliate network contracts.

How is MBO Rewards different from an affiliate network?

MBO Rewards is not an affiliate network. It is the infrastructure layer beneath them — aggregating campaigns from multiple networks and delivering them to client applications through a unified API with server-side tracking.

Does MBO Rewards work inside mobile banking apps?

Yes. MBO Rewards uses server-side attribution with no cookies or client-side scripts, making it specifically suited for authenticated mobile environments where browser-based tracking fails.

How much does MBO Rewards cost?

There are no setup fees, no monthly charges, and no per-call API fees. MBO Rewards earns a percentage of confirmed affiliate commissions generated through your integration. The revenue share rate is agreed at onboarding.

See the product →Explore use cases →

MBO Rewards is infrastructure. Not a marketplace. Not a network. The layer beneath both.

Book Demo Try the Simulator