What wallets are up against.
High frequency, low margin
Wallets win on daily active usage but monetise a sliver of it. MDR compression means transaction volume alone no longer pays for growth.
Users leave to shop
The purchase intent is formed in your wallet, but the transaction — and all its economics — happens somewhere else.
Rewards budgets burn cash
Cashback funded from your own margin buys engagement at a loss. Sustainable rewards need an external funding source.
Built for wallets, not retrofitted.
Offers at the moment of payment
Surface relevant merchant campaigns contextually, right where spending decisions happen.
White-label by design
Your brand, your UX. MBO Rewards operates invisibly behind your wallet experience.
Real-time tracking
Clicks, conversions, GMV, and commission tracked server-side and reported in real time.
Higher wallet engagement and affiliate commission on tracked spend.
How wallets put it to work.
01
Offers feed in the wallet home
Ranked merchant campaigns rendered natively in your wallet UI, refreshed automatically from the unified catalog.
02
Post-payment offer moments
After a successful payment, show a relevant merchant offer — the highest-intent moment in the wallet journey.
03
Commission-funded user rewards
Fund user-facing rewards from affiliate commission earned on tracked purchases instead of your own margin.
One API between your platform and every affiliate network.
The wallet renders campaigns returned by one API; every click carries a server-generated tracking token, and confirmed conversions post back as webhooks with commission amounts.
Merchant campaigns
Aggregated from every major network
MBO Rewards API
Normalised, deduplicated, ranked
Your platform
Renders offers in your UX
Server-side tracking
Opaque tokens, zero cookies
Confirmed commission
Webhooks + monthly statements
Zero PII stored
User identity is an opaque token MBO Rewards cannot reverse-map.
Server-side tracking
No cookies, pixels, or client-side scripts in your application.
Encrypted throughout
TLS 1.3 in transit, AES-256 at rest, tenant-isolated data.
Review-ready
An architecture designed to pass enterprise security review.
Revenue Opportunity Simulator
What is affiliate commerce worth to your wallet business?
Four questions, an executive dashboard, and a downloadable business case for your leadership team.
Questions wallets ask us.
Does this require changes to our payment flows?
No. Merchant offers are a separate content and tracking layer — your payment rails and licences are untouched.
Can rewards be funded from commission?
Yes. Affiliate commission earned on tracked purchases can offset or fully fund the user-facing rewards you choose to issue. How you pass value to users is your product decision.
How fresh is the campaign catalog?
Campaigns are synchronised automatically from source networks, normalised, and deduplicated — expired offers are removed without manual curation.
What analytics do we get?
Real-time clicks, conversions, GMV, and commission per campaign, available in the dashboard, as API responses, and as CSV export with monthly statements.
Talk to the team that will run your integration.
A 30-minute scoping call covers your platform, compliance requirements, and go-live plan. Most integrations complete in 2–3 days.